Have you seen an open attention ad and want to know more about your company and product? you’ve come to the right place.
In this article, we’re going to go over who’s open for attention, what your product does, and how it stacks up against the competition.
Reading: Open care final expense plans reviews
fill out our quote or chat with us to compare more than 15 of the best insurance companies.
table of contents
- who is open care?
- who do you represent?
- products
- cost
- Is open care legitimate?
who is open care?
open care seniors (open care) is an independent insurance agency that handles a large number of television programs. ads highlighting that everyone can get up to $25,000 in final expense life insurance.
They mainly sell final expenses, but they seem to offer some medicare add-on products as well.
Which companies does open care work with?
open care is an insurance agency, not an insurance company, which means they sell products from insurance companies. however, it is not clear who they are working with.
Your TV ad doesn’t say who they work with either.
products
See also: 2023 Volkswagen Jetta Review, Pricing, and Specs
all life
open care offers up to $50,000 in coverage without the need for a medical exam, similar to almost any other final expense life insurance company.
they have two options to choose from…
1: Guaranteed issue with no health questions but with a 2-year waiting period
2: Simplified issue with health questions but possible immediate coverage if you qualify
These two products are what they refer to as their “senior open plan care” on TV.
Your guaranteed issue plan is like any other guaranteed issue plan with a waiting period. everyone is guaranteed a policy issued regardless of their health.
beware of the problem guaranteed if you can avoid it. 90% of people don’t need a guaranteed issue policy because they qualify for lower rates and no waiting period with other companies.
term life insurance
open care also has a term life insurance product with coverage from $25,000 to $500,000. the term of this policy can be 10, 20 or 30 years, and then it would expire and you would not have coverage.
For your term life insurance, you must qualify with health questions such as the Simplified Issue Final Expense Product. not all qualify.
See also: 5 Best Car Donation Charities – Forbes Advisor
cost of open care final expense plan
If you’ve seen an ad that says you pay as little as $7.49, don’t expect to pay that much. this is just a marketing ploy.
Below are some of the fees you can get from your website. Please note these rates are for men, non-smokers, $10,000 lifetime simplified issue, and you’ll pay more if you don’t qualify for the simplified issue plan and have a waiting period.
so how do these prices compare?
Almost every company we work with will offer you better rates than open care. These companies include Mutual of Omaha, American Friendly, and Aetna, just to name a few.
Is open care legitimate?
we find open care to be a reliable insurance agency, even with higher than normal prices.
There’s no way of knowing which companies open care works with, so we can’t know if they’ll be able to find you the best prices, especially if you have health concerns or major prescriptions.
If you want to see comparable prices, you can fill out our quote to see how the companies we work with compare. We don’t care which company you choose, just that you find the best price for you.
Also, if you have a health problem like COPD or are a smoker, we may be able to find better prices for you than open care. Everyone’s health is different.
If you want honest, independent advice, give us a call or fill out our quote and we’ll go through all your coverage options and find the best prices for you. That’s the benefit of working with an agency that has access to many different companies.
frequently asked questions
