amica insurance review
amica is rated 4.2/5 by the editors of wallethub, based on customer reviews, sample insurance quotes, and ratings from organizations like j.d. force. Amica’s consumer reviews tend to focus on the company’s robust claims process, but it’s a mixed bag when it comes to customer service. Additionally, Amica’s NAIC rating is 0.92, which means it has received more complaints than the average auto insurance provider. Most of the complaints reported to the NAIC are about unexpected late fees and late payment of claims, as well as unsatisfactory settlements.
Reading: Amica car insurance review
amica insurance ratings
- reviews on wallethub: 3.6/5
- j.d. power: 4.3/5
- naic: 0.92
- bbb: a+
- I’m better: a+
highlights of amica auto insurance review
Ranking: 2nd cheapest quartile among the top cheapest auto insurance companies, according to wallethub price comparison.
main discounts: vehicle safety, safe driving, auto pay, pay in full, and loyalty discounts.
Basic coverage options: Bodily Injury Liability, Property Damage Liability, Medical Payments, Personal Injury Protection, Comprehensive, Collision, and Uninsured/Underinsured Motorist.
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supplemental coverage options: roadside assistance, comprehensive glass coverage, rental reimbursement, and the platinum choice auto® package, which contains all of these supplemental coverage options plus identity verification and a better rental coverage.
Free benefits: lock replacement, airbag repair, glass repair, wage reimbursement (if you have to appear in court), bail bonds, and depreciation protection.
To help drivers better understand how much amica car insurance costs, the editors of wallethub pulled sample amica car insurance quotes for a mix of driver profiles that vary in age and driving history. you can learn more about these sample quotes in the methodology section of our complete amica insurance review.
amica car insurance quotes
amica is also one of the most affordable insurance companies you will find. the company ranks in the second quartile among the cheapest major auto insurance providers in wallethub’s cost comparison.
highlights of the amica home insurance review
amica offers several homeowners insurance policies. also offers coverage for renters and condominium owners.
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A standard homeowners insurance policy from amica protects your home, garage, and other structures on your property from hazards such as fire, wind, hail, or lightning. includes personal liability coverage, in case someone else is injured on your property, and loss of use coverage, which pays for temporary lodging, storage fees, and extra food expenses if you can’t stay in your home while it’s being repaired. . amica homeowners insurance will also protect your belongings, including clothing, furniture and personal electronics.
There is also supplemental coverage for amica homeowners. Extended home insurance options include valuable items coverage, catastrophic coverage, home-based business coverage, and home replacement coverage. there’s even an additional coverage option for identity protection, as well as a flood insurance option for additional coverage.
For condo owners, an amica insurance policy covers things inside your unit that your condo association’s insurance policy doesn’t, like your personal possessions, appliances, and any improvements you make to your condo. For renters, Amica helps replace belongings if they’re stolen or damaged, and an enhanced renters insurance policy can cover expensive items like jewelry, furs, computers, and other electronics.
Overall, amica offers homeowners insurance policies that cover all the basics, and then some, without costing a fortune.
bottom line: is amica a good company?
yes, amica is a good insurance company and got a 4.2/5 rating from wallethub editors. Amica Insurance is a winner when it comes to quality coverage options and claims support, and the company is generous with discounts, too. although it lacks a bit when it comes to customer service.
To learn more, read wallethub’s full amica insurance review or check out some of the other consumer reviews below.
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